AAA Insurance shares boating safety tips
Fri. May 20, 2022 4:50 p.m.
National Safe Boating Week runs May 21-27
By AAA of Western and Central New York
National Safe Boating Week runs from May 21-27, 2022, and with the recent heat wave, many western and central New Yorkers are looking to get out on the region’s waterways. AAA Western and Central New York urges safety on the water. Just like driving a car, driving a boat is a big responsibility and should be done with the utmost caution.
AAA also recommends boater’s insurance to protect boaters. A common misconception among boat owners is that their boat, trailer and items on board are automatically covered, either by an existing homeowners insurance policy or by an auto insurance policy. But the truth is, most home or auto insurance policies won’t cover physical damage, liability, or theft while your boat is on the water.
“Boaters should work with a licensed insurance agent to ensure they clearly understand where they are covered and where they may need additional protection before heading out on the water,” said Mike Treantis, Director of Insurance at AAA Western and Central New. York. “And it’s important to review your insurance policy every year before the boating season resumes.”
Here are some safety tips to ensure you have a great day on the water:
√ Take boating safety courses and earn a nationally approved boating safety training certificate. Seven out of 10 boating incidents are caused by operator error.
√ Wear a life jacket – always. And make sure every passenger does the same.
√ Don’t drink – for the same reasons you don’t drink and drive on land.
√ Check the weather before you go and monitor it while you’re on the water. The weather can suddenly go from delicious to dangerous. So stay safe and get out of the water quickly if you see bad weather approaching.
√ Have an emergency kit on the boat (stored safely so it doesn’t become a hazard) equipped with flashlight, tape, bucket, first aid kit, a whistle, ropes, mirror, fire extinguisher and extra life jackets.
√ Respect the capacity limit of the boat and keep the weight balanced on the boat.
√ Learn the rules of the water and use common sense when operating a boat. Pay attention to the movements of other boaters on the water to avoid collisions or dangerous wakes.
√ Don’t forget sunscreen and water and know the signs of heat.
The watercraft insurance policies provided by the AAA cover various types of watercraft: motorboat, sport fishing boat, sailboat, medium performance boat, high performance boat, bass boat, pontoon boat, ski boat, hovercraft, trawler, barge, hydrofoil and personal watercraft. Discounts on personal watercraft insurance policies may also be offered based on personal watercraft ownership experience.
You can find more advice and information on insurance at www.AAA.com/Insurance.
As the largest member services organization in Upstate New York, AAA Western and Central New York provides more than 887,000 members with travel, insurance, financial, and automotive-related services. Since its founding in 1900, AAA has been a leading advocate for the safety and security of all travelers. Visit AAA at www.AAA.com.